Credit Monitoring

Monitoring of your credit file and score for identity theft, fraudulent charges, and mistakes of the three major credit reporting agencies: Equifax, TransUnion, and Experian.

Credit monitoring services, for example, can protect against identity theft, which occurs when an individual's personal information is stolen and used for nefarious purposes without the person's permission. When a credit card is stolen and used, a credit monitoring service should detect the various purchasing patterns and notify the credit card account holder.